We've built the first platform of it's kind where investors can back high potential dreamers and visionaries
With Day1, high-potential individuals can sell tokens to raise capital today in exchange for a small share of their future earnings. All individuals go through a thorough vetting process before being listed here.
Jacob “Jake” Morales
Token Value: $30
Raise Target: $240k
Tokens Left: 2,456 / 8,000
QB at Clemson, True Freshmen, All-America First Team, Part-Time Male Model, 500k followers on TikTok
Projected Token Value:
Terms: 5% of Pre-Tax Income for 6 Years Post Graduation or Draft Declaration
FAQs
What exactly is an Income-Share Agreement (ISA)?
An ISA is a contract in which we advance funds to a Talent Partner now, and in return they share a fixed percentage of their earned income for a set number of years—typically five—capped at an agreed-upon maximum. There is no principal balance, no compounding interest, and no payment due at all if earnings stay below the minimum-income threshold.
How do investors earn a return?
You hand-pick the individual ISAs that fit your risk profile. Each quarter, the Talent Partners you selected remit their contracted percentage; those cash flows are passed straight through to you—net of platform servicing fees. Your realized return therefore depends on the income trajectories of the specific people you back. You can build your own diversification by spreading capital across multiple ISAs, and because payments are tied to personal earnings rather than stock prices, returns tend to move independently of public markets.
Why is a Day1 ISA safer than a traditional loan?
With an ISA your payments always scale with what you earn, and they disappear entirely after a predetermined period of time. There is no compounding interest, no ballooning balance, and no late-fee spiral. You can never owe more than the pre-agreed portion of your income or pay for longer than the fixed term. In a worst-case scenario—prolonged unemployment or a low-paying career—you would still walk away debt-free at the end, whereas a conventional loan would still demand fixed installments (plus accruing interest) regardless of your circumstances. In short, downside risk is bounded; upside participation is shared only while you’re doing well.
What counts as “income” for repayment purposes?
Day1 includes taxable earned income—W-2 wages, 1099 contractor earnings, cash or signing bonuses, and Schedule C net profit. Passive income such as dividends, capital gains, or rental income is excluded.
Is this legally regulated?
Yes, we operate under SEC crowdfunding exemptions and all contracts are legally binding.
When does the platform launch?
We're currently in beta. Join the waitlist to be the first to know when we go live.
How can I contact the team?
You can reach out to the founding team at aharshal@stanford.edu